NestFund Financial

Why This Matters

I didn’t grow up with financial literacy. My parents didn’t either — and I passed that blind spot down to my kids. But now I’ve got a granddaughter… and I’m drawing a line in the sand.

NestFund Financial is about breaking that cycle. We help parents start early, grow wealth steadily, and raise kids who understand money by the time they become adults.

What is a One Grand Account?

Starting January 1, 2025, eligible newborns will receive $1,000 in a federally-backed, tax-deferred investment account tied to the S&P 500. These are called One Grand Accounts.

✅ $1,000 initial deposit (if eligible)
✅ Tax-deferred growth
✅ Cannot be withdrawn until age 18
✅ Transferable into a Traditional IRA, Roth IRA, or other approved account at 18
✅ Anyone can contribute: parents, grandparents, friends

Note: Tax-deferred means you don’t pay taxes on gains until withdrawal — giving you more time to compound growth.

What If My Kid Was Born Before 2025?

You can still build wealth — starting now. Here are smart, time-tested options:

✅ 529 Plans – for college and education savings
✅ Custodial Roth IRA – if your child has earned income
✅ UTMA/UGMA Accounts – broad investment options, fewer rules

We'll walk you through each option in future emails.

What Can $25 a Week Grow Into?

With a 7% average annual return:

👶 Start at birth → $27,395 at 18 | $140,407 at 60
👦 Start at age 5 → $17,411 at 18 | $95,378 at 60
👧 Start at age 10 → $9,735 at 18 | $58,929 at 60
👱 Start at age 15 → $3,778 at 18 | $23,109 at 60

📈 Every year counts. Start where you are and stay consistent.

Why This Matters

What is a One Grand Account?

What If My Kid Was Born Before 2025?

What Can $25 a Week Grow Into?

Join the Movement